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About
Small and medium businesses are often overlooked by government, banks and other bigger financial institutions. This results in a short supply of growth capital for the businesses that need it most.
Smart Business Loans has been birthed out of this need and it is our promise to business owners to work hard at helping them gain access to finance to grow their businesses.
Smart Business Loans is part of the larger FINCHECK group, known in South Africa as the biggest independent, free comparison website. Fincheck has built and designed the Smart Business Loans website per request of Fincheck Business Users looking for a simple, fast, and trustworthy tool to source business finance.
How does Smart Business Loans work?
Smart Business Loans has partnered with South Africa’s biggest alternative lenders with the intention of matching borrowers with the most appropriate form of finance for their business. For more information on our partners, view our partners.
Each of these partners has provided Fincheck with details on the types of businesses they finance. Smart Business Loans has taken this information and designed algorithms to match businesses with the most appropriate alternative financiers.
Because our partners are not typical banks or financial institutions, they offer alternative finance options. Once you have gone through the application process, you will be presented with a comprehensive comparison of the business finance opportunities that match your funding criteria.
To read more about this, see How It Works.
Why use Smart Business Loans?
Smart Business Loans is well positioned as one of the only independent business finance comparison websites in South Africa. Our goal is simple - we need to find you the most suitable form of finance at the lowest rate. Our proprietary backend and matching allocation algorithms have been built from the ground up to do the hard work for you.
To find out more about our lending partners, have a look at our partners. On this page, we detail what each of our partner's parameters, and how they do it.
Smart Business Loans does not charge the borrower any fees but rather takes commission from the lender through a successful finance application.
Smart Business Loans is a business financial comparisons website. Smart Business Loans has partnered with numerous banking and non banking lenders to provide the user a simple application for multiple providers. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal and company details to control their risk and assist the government to combat theft, money laundering, terrorism. Smart Business Loans does not endorse any particular product or company. We are an independent company acting as a subsidiary of Finch Technologies (PTY) Limited. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.